Our Credit Repair Services
We take a holistic approach to helping our clients improve the overall health of their credit reports.
From budgeting to account paydown recommendations based around credit utilization ratios, and then into helping our clients across the state of South Carolina with legally repairing their credit we're here to help our clients find realistic and honest solutions to improving their credit profiles, and portfolios.
Credit Repair & Consulting Services
Budgeting
Lets work torwards creating a budget and financial management plan that looks at the big picture.
In this part of the process we'll walk you through our starter process that takes your income, fixed monthly expenses, and beyond to create a budget you can realistically stick to.
Credit Consulting
Once your budget has been calculated we'll then determine the best way to move you forward in paying current credit accounts down based upon your budget by breaking down your extra budget and matching that against any current debts that are owed. Our systemized approach then makes room as time moves forward to take the extra money after paying one card down to help pay down the next, and then the next until your accounts are all paid down to 3-10% of their individual credit limits.
Credit Repair
Contrary to popular belief repairing your credit isn't JUST about removing negative items from your credit reports, it's also not about illegally removing what SHOULD be on your credit reports through a process known as a credit sweep. See, there's misinformation out there and many credit repair companies just focus on this aspect. We instead, look at the whole picture, and if we need to verify, validate, or dispute it will happen WITH you in this stage of the process.
Credit Checkups
In just the same way you go to the doctor once or twice a year we want to check in with you and conduct a 6 month review of your credit with you so we can get ahead of any mishaps, errors or even credit building questions you may have into the future.
Backed By Our 100% Guarantee, Cancellation and Return Policy:
You are entitled to a 100% refund on all payments and fees, if:
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You do not remove more than 25% of all the negatives worked on.
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You have had six months from the time you retain our services.
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You have at least four negatives on the credit report at the time of sign-up.
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You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
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You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
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You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received.
You may cancel services at any time. Please notify us in writing 7 days before the next billing period.
Let's Start The Audit Process Now.
& Let's See How Royal Credit Services Can Help.
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